Leaseholder Action

LEASEHOLDERS, YOU’RE BEING EXPLOITED – AGAIN

This time you can get your money back.

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“I’ve put years into getting my own landlord to pay back thousands of pounds in secret commissions and now I want to do that for you, the leaseholders in your block and thousands around the country. There are likely to be almost a million flats that could be affected.”

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Leaseholder Action is taking on block owners and insurance brokers for making secret deals that may have increased your insurance charges by up to 60 per cent.

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Our Case

If you own a flat in a block in England and Wales you are a leaseholder. There are about 5 million leaseholders in England and Wales.

Flat owners like you pay for building insurance that covers your block. This is usually paid through your service charges. It is separate to any insurance you arrange for your individual flat, for example contents or boiler insurance.

The cost of this insurance may include hidden commissions. These are shared between the owner of your block (known as the freeholder or landlord) and the insurance broker that places the policy. This means you pay more than you should for insurance. And it’s secret, because no-one asks whether you agree to these charges being included.

We don’t think that is right. You shouldn’t be lining your block owner’s pockets. You should only pay what you need for insurance.

That’s why we want to help flat owners get their money back. Yours may be one of up to 1 million flats in England and Wales affected.

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